The coverage for medical expenses, hospital stays, visit to an emergency room or to the doctor are provided by health insurance. Policies actually differ in what they cover; treatment available options to the policy holder and the coverage limits. Health insurance can be directly purchased by an employer or by an individually. There are both public and private insurance companies in all countries which provide health insurance to the citizens. There is also one health insurance program which is called as children health insurance program which is designed to meet fund requirements of children and is provided by states for health insurance which is given to uninsured children.

 Now, if we talk about the health insurance program of AIDS drug assistance, for the treatment of HIV/AIDS, free medications are provided. People suffering from HIV/AIDS get adequate support and they live longer as all the symptoms of HIV infection are treated by providing adequate drugs which otherwise are very expensive so that a common man cannot use the same. With a partial insurance, many people get lots of benefits in taking care of their and their family’s health plan. Primary care services which are free at hospital outpatient departments, selected clinics, lab vendors and office based physicians are provided by these programs apart from primary care. The services include ambulance care for early intervention, ongoing treatment and medical evaluation. The health insurance program of HIV home care has played a great role by providing coverage for the services of home care.